Hills Bancorporation HBIA

Company Overview

Hills Bancorporation is a bank holding company headquartered in Hills, Iowa, and the parent company of Hills Bank and Trust Company, a community banking institution serving individuals, businesses, agricultural customers, and public-sector entities primarily across eastern Iowa. The company operates in the regional banking and financial services industry, offering commercial banking, consumer banking, mortgage lending, wealth management, trust services, treasury management, and agricultural finance. Its primary revenue drivers are net interest income from loans and securities, along with fee-based income generated from wealth management, deposit services, and mortgage-related activities.

The company’s customer base includes small and mid-sized businesses, agricultural operators, municipalities, healthcare organizations, and retail banking customers throughout Iowa. Hills Bancorporation has historically positioned itself as a relationship-focused community banking organization with a strong local deposit franchise and long-standing regional presence. Founded in 1904 through the establishment of Hills Bank and Trust Company, the organization expanded over time through branch growth, selective acquisitions, and diversification into wealth and trust services while maintaining a locally focused banking model.