Horizon Bancorp, Inc. HBNC

Company Overview

Horizon Bancorp, Inc. is a U.S.-based bank holding company headquartered in Michigan City, Indiana, operating primarily through its banking subsidiary, Horizon Bank. The company provides commercial and retail banking services and operates within the regional banking and financial services industry. Its core offerings include commercial lending, consumer banking, mortgage banking, treasury management, wealth management, and digital banking services. Revenue is primarily generated through net interest income from loans and securities, alongside non-interest income from mortgage operations, service charges, and wealth advisory services.

The company serves individuals, small and mid-sized businesses, municipalities, and commercial clients across the Midwest, with a concentration in Indiana and Michigan and expanding operations in Illinois. Horizon traces its roots to 1873 through predecessor banking institutions and has evolved through organic growth and acquisitions into a multi-market regional banking organization. The company’s strategic positioning is tied to community banking relationships, regional market density, and diversified lending operations across commercial real estate, residential mortgage, and business banking.