Intercorp Financial Services Inc. IFS

IFS Company Overview

Intercorp Financial Services Inc. (IFS) is a Peru-based financial services holding company that operates across banking, insurance, wealth management, and payments. The company is the financial arm of the broader Intercorp Group and is listed on the New York Stock Exchange under the ticker IFS. Its operations are concentrated primarily in Peru, where it serves retail consumers, small and medium-sized enterprises (SMEs), large corporations, and institutional clients through a diversified financial platform.

IFS generates most of its revenue through lending activities, net interest income, insurance premiums, transaction services, and fee-based financial products. Its principal operating subsidiaries include Interbank, Interseguro, and Inteligo Group, which together provide consumer banking, commercial banking, pensions and annuities, asset management, brokerage, and wealth advisory services. The company traces its origins to the expansion of Intercorp’s financial activities during the 1990s and early 2000s, later consolidating under IFS as a publicly traded holding structure. Its strategic positioning has been built around cross-selling capabilities, digital banking adoption, and integration with the broader Intercorp consumer ecosystem, which includes retail, education, healthcare, and shopping center businesses.