First Internet Bancorp INBK

INBK Company Overview

First Internet Bancorp is a U.S.-based bank holding company headquartered in Fishers, Indiana, and the parent company of First Internet Bank of Indiana, a federally chartered digital bank. The company operates primarily in the banking and financial services industry, with a business model centered on nationwide online banking combined with specialized commercial lending platforms. Its core revenue drivers include net interest income from commercial and consumer lending, treasury management services, small business lending, and fee-based banking activities. The bank serves consumers, small and medium-sized businesses, commercial real estate operators, healthcare finance clients, and municipal entities across the United States.

Founded in 1998 by internet entrepreneur David Becker, First Internet Bancorp is widely recognized as one of the first state-chartered, FDIC-insured internet banks in the United States. The company evolved from a consumer-focused online bank into a diversified commercial banking platform with specialized lending verticals including healthcare finance, public finance, franchise finance, construction lending, and SBA lending. Its strategic positioning is based on a branch-light operating model, nationwide reach, technology-enabled banking delivery, and niche commercial lending expertise.