Dividend Power Score
A single, comprehensive score designed to measure the true strength of a company’s dividend.
This score combines three essential pillars of dividend quality:
Consistency – Measures how reliable the dividend has been over time, focusing on payment history, stability, and the absence of cuts or suspensions.
Payability – Assesses the company’s financial ability to sustain its dividend, taking into account cash flow, earnings coverage, balance sheet strength, and overall financial health.
Growth – Evaluates the long-term growth of both the dividend and the company’s share price, highlighting businesses that consistently increase payouts while creating shareholder value.
Higher scores identify companies that have historically delivered dependable income alongside sustained dividend growth and long-term capital appreciation.
Company Overview
InsuraGuest Technologies Inc. is a Canada-based insurance technology company that operates at the intersection of hospitality, travel, and short-term rental industries. The company develops and distributes embedded insurance and risk management solutions designed to protect guests, hosts, and property owners from losses related to accidental damage, liability, and travel disruptions. Its core value proposition is integrating insurance coverage directly into booking and management workflows, reducing friction for both operators and end users.
The company’s primary revenue drivers are insurance policy distribution fees, commissions, and technology platform revenues derived from partnerships with hospitality operators and property management platforms. InsuraGuest focuses on hotels, resorts, vacation rentals, and alternative accommodations, positioning itself as a specialized provider of micro-duration and stay-based insurance products. Founded in 2018, InsuraGuest evolved from a hospitality-focused insurance distributor into a broader insurtech platform as demand grew for embedded and digital-first insurance solutions across lodging ecosystems.
Business Operations
InsuraGuest operates through a single integrated business model centered on its proprietary insurtech platform, which enables real-time policy issuance and administration. The company’s core business lines include damage protection, liability coverage, and travel-related insurance products, distributed at the point of booking or check-in. Revenue is generated through commissions and fees earned from underwriting partners, rather than assuming underwriting risk itself.
Operations span Canada and the United States, with expanding activity in international hospitality markets through channel partnerships. The company does not underwrite insurance directly; instead, it relies on licensed insurance carriers while controlling the technology, distribution, and customer interface. InsuraGuest maintains strategic relationships with insurance underwriters, hospitality groups, and property management systems to embed its offerings within third-party platforms.
Strategic Position & Investments
InsuraGuest’s strategy focuses on scaling embedded insurance distribution across hospitality and short-term rental verticals by deepening integrations with booking platforms and expanding product breadth. Growth initiatives emphasize increasing transaction volume per partner and entering new geographic markets where regulatory frameworks allow for digital insurance distribution. The company has publicly stated its intent to pursue organic growth rather than large-scale acquisitions.
The company has not disclosed ownership of significant operating subsidiaries or a diversified investment portfolio. Its strategic assets are primarily intellectual property, platform integrations, and distribution agreements. Emerging focus areas include automation of claims processes and data-driven risk pricing, though the extent of deployment varies by market. Data inconclusive based on available public sources regarding material equity investments or acquisitions.
Geographic Footprint
InsuraGuest is headquartered in Vancouver, British Columbia, and maintains operational and commercial activity across North America, primarily in Canada and the United States. These regions represent the majority of its active partners and revenue-generating relationships.
The company has indicated international ambitions and has engaged with hospitality operators outside North America, though sustained operations beyond these core regions remain limited. Its geographic influence is primarily through digital distribution rather than physical offices, allowing the platform to support partners across multiple jurisdictions where regulatory approval is in place.
Leadership & Governance
InsuraGuest is led by a management team with experience in insurance, hospitality, and technology-driven distribution models. Leadership emphasizes disciplined growth, regulatory compliance, and partnerships as a means of scaling without assuming balance-sheet risk. The board and executive team guide strategy with a focus on embedding insurance seamlessly into customer experiences.
Key executives include:
- Jonathan Lieberman – Chief Executive Officer
- Matthew Bailey – Chief Operating Officer
- Paul Sharpe – Chief Financial Officer
- Kyle Ritchie – Director
The company’s governance framework aligns with requirements for publicly listed companies on the TSX Venture Exchange, with oversight focused on capital efficiency and long-term platform scalability.