Lincoln National Corporation LNC

Company Overview

Lincoln National Corporation (NYSE: LNC), operating under the brand Lincoln Financial Group, is a U.S.-based insurance and retirement services company focused on helping individuals and institutions manage long-term financial risks and savings needs. The company operates primarily in the life insurance, annuities, group benefits, and retirement services industries, generating revenue through premiums, policy fees, investment income, and asset-based fees. Its core customers include individual consumers, employers, retirement plan sponsors, and financial intermediaries such as advisors and brokers.

Founded in 1905 and named after Abraham Lincoln, the company has evolved from a regional life insurer into a diversified financial services organization. Over time, Lincoln National expanded through organic product development and targeted acquisitions, particularly in retirement and group protection markets, positioning itself as a major provider of risk protection and retirement income solutions in the United States.