Comparison - LOB - NYSE - Weiss Ratings

Weiss Ratings	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Rating	C
Reward Index	Good
Risk Index	Weak
Risk Grade	D+
Reward Grade	B-

Rating Factors	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Dividend Index	Weak
Growth Index	Fair
Efficiency Index	Good
Solvency Index	Excellent
Total Return Index	Weak
Volatility Index	Weak

Beta / Standard Deviation	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Beta	2.08

Price History	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
7-Day Total Return	-11.47%
30-Day Total Return	-20.04%
60-Day Total Return	-38.20%
90-Day Total Return	-29.40%
Year to Date Total Return	-27.35%
1-Year Total Return	-30.73%
2-Year Total Return	-15.95%
3-Year Total Return	-48.52%
5-Year Total Return	145.19%
52-Week High % Change	-42.73%
52-Week Low % Change	1.40%

Price	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
52-Week High Price	$50.57
52-Week Low Price	$28.56
52-Week Low Price (Date)	Mar 07, 2025
52-Week High Price (Date)	Sep 18, 2024

Valuation	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Market Cap	1.31B
Enterprise Value	--
Price/Earnings (TTM)	15.82
Earnings Per Share (TTM)	1.83
Earnings Per Share Growth	39.09%
Price/Earnings To Growth	0.40
Price/Sales (TTM)	3.28
Price/Book (Q)	1.30
Enterprise Value/Revenue (TTM)	--
Price	$28.01
Enterprise Value/EBITDA (TTM)	--
Enterprise Value/EBIT	--
Market Cap Category	Small Cap

Dividends and Shares	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Shares Outstanding	45.95M
Dividend Yield	0.41%
Div. Per Share (Most Recent)	$0.03
Dividend Per Share (TTM)	$0.12
Payout Ratio (TTM)	6.43%
Dividend Per Share (Most Recent)	$0.03

Company Info	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Phone Number	910 790 5867
Address	1741 Tiburon Drive Wilmington, NC 28403
Website	www.liveoak.bank
Country	United States
Year Founded	2008

Profitability	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Operating Margin (TTM)	25.96%
Profit Margin	20.63%

Management Effectiveness	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Return on Assets	--
Return on Equity	9.01%

Income Statement	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Revenue (TTM)	109.36M
Total Revenue (TTM)	405.74M
Revenue Per Share	$8.83
Gross Profit (TTM)	405.74M
EBITDA (TTM)	--
EBIT (TTM)	--
Net Income (TTM)	83.74M
Net Income Avl. to Common (TTM)	83.74M
Total Revenue Growth (Q YOY)	-18.55%
Earnings Growth (Q YOY)	-67.27%
EPS Diluted (TTM)	1.83
EPS Diluted Growth (Q YOY)	-68.18%

Balance Sheet	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Cash and Short-Term Inv. (Q)	666.84M
Cash Per Share (Q)	$14.51
Total Current Assets (Q)	1.11B
Total Preferred Equity (Q)	--
Total Equity (Q)	1.01B
Current Ratio (Q)	0.098
Book Value Per Share (Q)	$22.32
Total Assets (Q)	12.61B
Total Current Liabilities (Q)	11.40B
Total Debt (Q)	115.37M
Total Liabilities (Q)	11.60B
Total Common Equity (Q)	1.01B

Cash Flow	LOB - NYSE	Click to Compare	Click to Compare	Click to Compare
Cash from Investing (TTM)	-1.88B
Cash from Financing (TTM)	1.48B
Net Change in Cash (TTM)	131.81M
Levered Free Cash Flow (TTM)	--
Cash from Operations (TTM)	536.03M