B
NBT Bancorp Inc. NBTB
$41.45 -$0.02-0.05% NASDAQ
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P/E (TTM)
EPS (TTM)

12/31/2025 09/30/2025 06/30/2025 03/31/2025 12/31/2024
Revenue 10.56% 11.94% 12.29% 18.14% 28.67%
Total Other Revenue 23.33% 19.11% 15.39% 11.16% 7.81%
Total Revenue 19.28% 16.88% 14.42% 13.26% 13.66%
Cost of Revenue -- -- -- -- --
Gross Profit 19.28% 16.88% 14.42% 13.26% 13.66%
SG&A Expenses 11.64% 13.20% 14.06% 13.81% 15.46%
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 23.15% 18.07% 9.37% -1.69% 2.91%
Total Operating Expenses 12.46% 13.56% 13.70% 12.57% 14.46%
Operating Income 31.58% 22.84% 15.74% 14.53% 12.23%
Income Before Tax 22.28% 12.44% 9.98% 19.58% 16.94%
Income Tax Expenses 29.35% 18.01% 11.05% 15.72% 11.94%
Earnings from Continuing Operations 20.33% 10.84% 9.68% 20.69% 18.40%
Earnings from Discontinued Operations -- -- -- -- --
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 20.33% 10.84% 9.68% 20.69% 18.40%
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 11.52% 5.48% 7.24% 16.48% 11.29%
Normalized Basic EPS 22.46% 17.43% 13.23% 10.30% 4.17%
EPS Diluted 11.49% 5.57% 7.29% 16.52% 11.20%
Normalized Diluted EPS 22.55% 17.60% 13.29% 10.35% 4.24%
Average Basic Shares Outstanding 7.29% 4.78% 3.09% 3.62% 6.04%
Average Diluted Shares Outstanding 7.22% 4.64% 3.04% 3.57% 5.97%
Dividend Per Share 7.58% 6.92% 6.25% 6.35% 6.45%
Payout Ratio -0.03% 0.02% 0.00% -0.10% -0.06%