Northumberland Bancorp operates as a bank holding company for The Northumberland National Bank that provides banking and financial services for personal and commercial customers. It offers checking, money market, savings, business, individual retirement, and health saving accounts, as well as certificate of deposits; and debit and credit card services, safe box deposit, and telephone banking services. The company also offers In-house and secondary market loans; refinance, home equity, mortgage, personal, and auto loans; and working capital, agricultural, equipment, commercial mortgages financing, as well as line and letter of credit. In addition, it provides positive and business bill pay, remote deposit capture, merchant services payment processing, and ACH origination services, as well as investment securities and trust services. Further, the company operates in Northumberland, Snyder, and the Union counties in Pennsylvania. Northumberland Bancorp was founded in 1903 and is based in Northumberland, Pennsylvania.