Orange County Bancorp, Inc. OBT

Company Overview

Orange County Bancorp, Inc. is a bank holding company headquartered in Middletown, New York, and the parent company of Orange Bank & Trust Company. The company operates in the regional banking and financial services industry, primarily serving commercial businesses, municipalities, nonprofit organizations, and individual customers across the lower Hudson Valley and metropolitan New York region. Its core activities include commercial lending, commercial real estate financing, residential mortgage lending, deposit gathering, trust and wealth management services, and treasury management solutions. Revenue is primarily generated through net interest income from loans and securities, along with fee-based income from trust, investment advisory, and banking service activities.

Founded in 1892, Orange Bank & Trust Company evolved from a community bank into a diversified regional financial institution focused on relationship banking for small and mid-sized businesses. The company has expanded both organically and through strategic branch development within New York State. Its positioning centers on local decision-making, long-standing customer relationships, and a commercial banking model tailored to privately held businesses and professional service firms in affluent suburban and metropolitan markets.