OneMain Holdings, Inc. OMF

Company Overview

OneMain Holdings, Inc. is a U.S.-based consumer finance company that provides personal loan products primarily to non-prime and near-prime consumers. The company operates within the consumer finance and financial services industries, focusing on installment lending and related insurance products. Its core revenue drivers are interest income from personal loans and premiums from credit-related insurance offerings.

The company serves individual consumers seeking personal loans for debt consolidation, household expenses, and other personal needs, typically through a combination of branch-based and digital channels. OneMain is positioned as one of the largest providers of non-prime personal installment loans in the United States, supported by a long operating history, a national branch network, and integrated underwriting and servicing capabilities. The company traces its roots back more than a century through predecessor entities and was formally established as an independent public company in 2015 following its separation from Citigroup.