PBCO Financial Corporation operates as a bank holding company for People's Bank of Commerce that provides commercial banking services for businesses and individuals in Oregon. It offers checking and savings accounts; and mortgage servicing. The company also provides home equity lines of credit; consumer loans and credit lines; home lot and construction, auto, recreational vehicle, boat, and personal loans; personal lines of credit; commercial loans and lines of credit; and small business - SBA/government loans. In addition, it offers treasury management and ebanking services; ODP business solutions; and debit and credit cards. The company has branches in Albany, Ashland, Central Point, Eugene, Grants Pass, Jacksonville, Klamath Falls, Lebanon, Medford, and Salem, Oregon, and surrounding areas. PBCO Financial Corporation was incorporated in 1997 and is headquartered in Medford, Oregon.