PCB Bancorp PCB

Company Overview

PCB Bancorp is a U.S.-based bank holding company headquartered in Los Angeles, California, and is the parent company of PCB Bank, a state-chartered commercial bank focused primarily on relationship-based banking services for small and middle-market businesses, professionals, and individual customers. The company operates within the commercial banking industry, with a particular emphasis on serving Korean-American and other multicultural communities in the United States. Its primary revenue drivers include commercial real estate lending, commercial and industrial loans, Small Business Administration (SBA) lending, trade finance, residential mortgage lending, and deposit-related banking services. Interest income generated from its loan portfolio represents the core component of earnings, supplemented by fee income from treasury management, trade services, and SBA loan sales.

The institution traces its origins to the establishment of Pacific City Bank in 2003, later reorganized under PCB Bancorp as the holding company structure. Over time, the company expanded beyond its original Southern California footprint through branch growth and acquisitions, including expansion into major metropolitan markets with significant Korean-American business activity. PCB Bancorp’s strategic positioning is tied to its multilingual banking capabilities, community-based relationship model, and specialization in cross-border business activity involving U.S. and Asian commercial clients.