PSB Holdings, Inc. PSBQ

PSBQ Company Overview

PSB Holdings, Inc. is a publicly traded bank holding company operating in the financial services and community banking industry. The company’s core business is conducted through its wholly owned banking subsidiary, Peoples State Bank, which provides traditional retail and commercial banking services. Revenue is primarily generated from interest income on loans and securities, as well as non-interest income from deposit services and related banking fees.

The company serves individuals, small- to mid-sized businesses, agricultural customers, and local municipalities, with a strategic focus on relationship-based community banking. Its positioning emphasizes local decision-making, conservative credit practices, and long-term customer relationships rather than scale-driven national banking. PSB Holdings, Inc. was formed as a holding company to support the growth and regulatory structure of Peoples State Bank, which has operated as a community bank in Wisconsin for over a century, evolving gradually through organic branch expansion rather than transformational acquisitions.