River City Bank provides various banking services in El Dorado, Placer, Sacramento, and Yolo, California. The company offers checking, savings, and term certificate accounts. It also provides consumer, term, commercial real estate, commercial, agriculture, and residential mortgage loans; and home equity lines of credit, revolving lines of credit, non-revolving lines of credit, and letters of credit. In addition, the company offers cash management services; lockbox, clean energy, and premier banking services; debit and credit cards; and online and mobile banking services. The company services agribusiness, construction, healthcare, manufacturing and distribution, nonprofits, professional services, property management, and representative payee industries. River City Bank was founded in 1973 and is headquartered in Sacramento, California.