Redwood Trust, Inc. RWTP

Company Overview

Redwood Trust, Inc. (NYSE: RWT) is a specialized finance company focused on housing credit and real estate finance in the United States. The company operates primarily in the residential mortgage market, investing in and managing mortgage-related assets while also originating and securitizing loans through affiliated platforms. Redwood Trust operates across the mortgage banking, structured finance, and investment management sectors, with a business model centered on generating income from interest-earning assets, securitization activities, and fee-based services.

The company’s primary business lines include residential consumer mortgage banking, investor mortgage lending, and investments in mortgage-backed securities and other housing-related credit assets. Through its operating platforms, Redwood Trust serves homebuyers, real estate investors, mortgage originators, and institutional investors. The company has historically differentiated itself through expertise in “jumbo” residential mortgage lending and non-agency securitization markets. Founded in 1994 and headquartered in Mill Valley, California, Redwood Trust evolved from a mortgage REIT focused largely on investment securities into a diversified mortgage finance platform with both investment and operating businesses.