SB Financial Group, Inc. SBFG

Company Overview

SB Financial Group, Inc. (NASDAQ: SBFG) is a bank holding company headquartered in Defiance, Ohio, operating primarily through its wholly owned banking subsidiary, The State Bank and Trust Company. The company provides commercial banking, retail banking, treasury management, mortgage banking, and wealth management services to individuals, small businesses, agricultural customers, and commercial clients. SB Financial Group operates in the regional banking and financial services industry, with a business model centered on relationship banking in community-focused markets across the Midwest.

The company’s primary revenue drivers include net interest income from commercial and consumer lending activities, residential mortgage banking operations, deposit services, and fee-based financial services. SB Financial Group has historically emphasized community banking, local market decision-making, and customer relationship retention as competitive differentiators. Its roots date back to 1902 through the founding of The State Bank and Trust Company, and the organization later adopted the holding company structure under SB Financial Group to support broader banking and financial operations.