Southern First Bancshares, Inc. SFST

SFST Company Overview

Southern First Bancshares, Inc. (NASDAQ: SFST) is a bank holding company headquartered in Greenville, South Carolina, operating primarily through its wholly owned subsidiary, Southern First Bank. The company provides commercial banking, retail banking, mortgage banking, treasury management, and wealth-related financial services to businesses, professionals, and individual customers. Its operations are concentrated in the southeastern United States, with a strategic focus on relationship-based banking and customized client service. The company operates within the regional banking and financial services industries, with lending and deposit-gathering activities serving as its primary revenue drivers.

Southern First Bancshares was founded in 1999 and expanded through organic growth across key Southeastern metropolitan markets. The company has positioned itself as a high-touch commercial and private banking institution targeting small and middle-market businesses, professionals, and affluent households. Its differentiation strategy has historically emphasized local decision-making, experienced bankers, and client relationship continuity rather than scale-driven mass-market banking.