B
SmartFinancial, Inc. SMBK
$38.11 -$0.48-1.24% NYSE
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EPS (TTM)

12/31/2025 09/30/2025 06/30/2025 03/31/2025 12/31/2024
Revenue 34.35M 35.16M 35.66M 34.37M 34.15M
Total Other Revenue 158.36M 153.04M 143.30M 137.30M 132.20M
Total Revenue 192.71M 188.20M 178.96M 171.67M 166.35M
Cost of Revenue -- -- -- -- --
Gross Profit 192.71M 188.20M 178.96M 171.67M 166.35M
SG&A Expenses 108.69M 108.58M 107.32M 104.49M 101.17M
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 11.79M 11.43M 11.63M 11.43M 11.08M
Total Operating Expenses 120.48M 120.02M 118.94M 115.92M 112.25M
Operating Income 72.22M 68.19M 60.02M 55.75M 54.10M
Income Before Tax 61.50M 57.18M 50.96M 47.03M 45.46M
Income Tax Expenses 11.16M 10.89M 9.22M 8.99M 9.32M
Earnings from Continuing Operations 50.35 46.29 41.74 38.04 36.14
Earnings from Discontinued Operations -- -- -- -- --
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 50.35M 46.29M 41.74M 38.04M 36.14M
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 3.00 2.76 2.49 2.27 2.16
Normalized Basic EPS 2.34 2.18 1.90 1.76 1.69
EPS Diluted 2.98 2.74 2.47 2.26 2.14
Normalized Diluted EPS 2.32 2.17 1.89 1.74 1.68
Average Basic Shares Outstanding 67.12M 67.06M 67.00M 66.99M 67.08M
Average Diluted Shares Outstanding 67.58M 67.52M 67.45M 67.43M 67.48M
Dividend Per Share 0.32 0.32 0.32 0.32 0.32
Payout Ratio 10.83% 11.76% 13.01% 14.25% 15.00%