Winners Internet Network, Inc. provides financial transaction processing services for Internet businesses. The company's flexible processing system is called e-Swipe and it comes in 3 varieties: DIRECT, HOST, and WEB. DIRECT allows vendors to process a credit card automatically from their Web site without the customer leaving the site. HOST gives the vendor the option of not dealing with credit card numbers directly or the requirement for a secure site. When the time comes for the customer to pay, the customer is directed to the company's secure site for processing of the payment and then directed back to the vendor's site once he has paid. WEB provides the ability for the vendors to process credit cards using accounting personnel from their company. Winners also provides a site for vendors to view and process their account, which allows vendors to make withdrawals via check or wire transfer. This e-Swipe system works equally well for casino and general e-commerce applications.