Upstart Holdings, Inc.
UPST
$29.51
-$0.20-0.67%
NASDAQ
| 03/31/2026 | 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | |
|---|---|---|---|---|---|
| Revenue | 1.04B | 950.01M | 884.07M | 793.12M | 682.87M |
| Total Other Revenue | 132.12M | 125.51M | 113.68M | 91.69M | 75.97M |
| Total Revenue | 1.17B | 1.08B | 997.75M | 884.81M | 758.84M |
| Cost of Revenue | 202.97M | 188.38M | 177.14M | 166.65M | 159.09M |
| Gross Profit | 970.74M | 887.14M | 820.61M | 718.16M | 599.76M |
| SG&A Expenses | 616.24M | 555.25M | 512.72M | 476.20M | 424.50M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | -- | -- | -- | -- | -- |
| Total Operating Expenses | 1.10B | 1.00B | 947.77M | 901.62M | 831.99M |
| Operating Income | 74.62M | 74.30M | 49.98M | -16.82M | -73.15M |
| Income Before Tax | 50.19M | 54.33M | 32.52M | -6.12M | -66.23M |
| Income Tax Expenses | 783.00K | 728.00K | 313.00K | 234.00K | 200.00K |
| Earnings from Continuing Operations | 49.40 | 53.60 | 32.21 | -6.35 | -66.43 |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 49.40M | 53.60M | 32.21M | -6.35M | -66.43M |
| EBIT | 74.62M | 74.30M | 49.98M | -16.82M | -73.15M |
| EBITDA | 98.92M | 99.13M | 73.05M | 5.52M | -51.83M |
| EPS Basic | 0.51 | 0.55 | 0.33 | -0.07 | -0.75 |
| Normalized Basic EPS | 0.28 | 0.30 | 0.16 | -0.27 | -0.70 |
| EPS Diluted | 0.38 | 0.42 | 0.22 | -0.09 | -0.76 |
| Normalized Diluted EPS | 0.24 | 0.27 | 0.14 | -0.28 | -0.70 |
| Average Basic Shares Outstanding | 386.71M | 384.08M | 378.66M | 372.09M | 365.00M |
| Average Diluted Shares Outstanding | 421.70M | 419.08M | 399.03M | 379.42M | 365.00M |
| Dividend Per Share | -- | -- | -- | -- | -- |
| Payout Ratio | -- | -- | -- | -- | -- |