Upstart Holdings, Inc.
UPST
$30.68
$0.491.62%
NASDAQ
| 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | 12/31/2024 | |
|---|---|---|---|---|---|
| Revenue | 950.01M | 884.07M | 793.12M | 682.87M | 635.47M |
| Total Other Revenue | 125.51M | 113.68M | 91.69M | 75.97M | 41.50M |
| Total Revenue | 1.08B | 997.75M | 884.81M | 758.84M | 676.96M |
| Cost of Revenue | 188.38M | 177.14M | 166.65M | 159.09M | 158.00M |
| Gross Profit | 887.14M | 820.61M | 718.16M | 599.76M | 518.97M |
| SG&A Expenses | 555.25M | 512.72M | 476.20M | 424.50M | 397.74M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | -- | -- | -- | -- | -- |
| Total Operating Expenses | 1.00B | 947.77M | 901.62M | 831.99M | 809.38M |
| Operating Income | 74.30M | 49.98M | -16.82M | -73.15M | -132.42M |
| Income Before Tax | 54.33M | 32.52M | -6.12M | -66.23M | -128.40M |
| Income Tax Expenses | 728.00K | 313.00K | 234.00K | 200.00K | 185.00K |
| Earnings from Continuing Operations | 53.60 | 32.21 | -6.35 | -66.43 | -128.58 |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 53.60M | 32.21M | -6.35M | -66.43M | -128.58M |
| EBIT | 74.30M | 49.98M | -16.82M | -73.15M | -132.42M |
| EBITDA | 99.13M | 73.05M | 5.52M | -51.83M | -111.87M |
| EPS Basic | 0.55 | 0.33 | -0.07 | -0.75 | -1.46 |
| Normalized Basic EPS | 0.30 | 0.16 | -0.27 | -0.70 | -1.14 |
| EPS Diluted | 0.42 | 0.22 | -0.09 | -0.76 | -1.47 |
| Normalized Diluted EPS | 0.27 | 0.14 | -0.28 | -0.70 | -1.14 |
| Average Basic Shares Outstanding | 384.08M | 378.66M | 372.09M | 365.00M | 357.76M |
| Average Diluted Shares Outstanding | 419.08M | 399.03M | 379.42M | 365.00M | 357.76M |
| Dividend Per Share | -- | -- | -- | -- | -- |
| Payout Ratio | -- | -- | -- | -- | -- |