Upstart Holdings, Inc.
UPST
$46.72
$1.423.14%
NASDAQ
| 09/30/2025 | 06/30/2025 | 03/31/2025 | 12/31/2024 | 09/30/2024 | |
|---|---|---|---|---|---|
| Revenue | 884.07M | 793.12M | 682.87M | 635.47M | 589.04M |
| Total Other Revenue | 113.68M | 91.69M | 75.97M | 41.50M | 15.91M |
| Total Revenue | 997.75M | 884.81M | 758.84M | 676.96M | 604.94M |
| Cost of Revenue | 177.14M | 166.65M | 159.09M | 158.00M | 153.51M |
| Gross Profit | 820.61M | 718.16M | 599.76M | 518.97M | 451.43M |
| SG&A Expenses | 512.72M | 476.20M | 424.50M | 397.74M | 376.39M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | -- | -- | -- | -- | -- |
| Total Operating Expenses | 947.77M | 901.62M | 831.99M | 809.38M | 773.48M |
| Operating Income | 49.98M | -16.82M | -73.15M | -132.42M | -168.54M |
| Income Before Tax | 32.52M | -6.12M | -66.23M | -128.40M | -168.09M |
| Income Tax Expenses | 313.00K | 234.00K | 200.00K | 185.00K | 137.00K |
| Earnings from Continuing Operations | 32.21 | -6.35 | -66.43 | -128.58 | -168.22 |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 32.21M | -6.35M | -66.43M | -128.58M | -168.22M |
| EBIT | 49.98M | -16.82M | -73.15M | -132.42M | -168.54M |
| EBITDA | 73.05M | 5.52M | -51.83M | -111.87M | -143.59M |
| EPS Basic | 0.33 | -0.07 | -0.75 | -1.46 | -1.93 |
| Normalized Basic EPS | 0.16 | -0.27 | -0.70 | -1.14 | -1.44 |
| EPS Diluted | 0.22 | -0.09 | -0.76 | -1.47 | -1.93 |
| Normalized Diluted EPS | 0.14 | -0.28 | -0.70 | -1.14 | -1.44 |
| Average Basic Shares Outstanding | 378.66M | 372.09M | 365.00M | 357.76M | 351.16M |
| Average Diluted Shares Outstanding | 399.03M | 379.42M | 365.00M | 357.76M | 351.16M |
| Dividend Per Share | -- | -- | -- | -- | -- |
| Payout Ratio | -- | -- | -- | -- | -- |