Usio, Inc. USIO

Company Overview

Usio, Inc. is a U.S.-based fintech and integrated payments company that provides electronic payment processing, embedded payment solutions, and payment infrastructure services to businesses, financial institutions, and government entities. The company operates primarily in the electronic payments and financial technology industries, with services spanning automated clearing house (ACH) processing, credit and debit card processing, prepaid card solutions, and integrated payment platforms. Revenue is primarily generated through transaction processing fees, payment facilitation services, prepaid card program management, and software-enabled payment services.

The company serves a broad range of industries, including education, healthcare, utilities, government, nonprofit organizations, and consumer finance. Usio differentiates itself through its integrated payment ecosystem, proprietary payment technologies, and focus on embedded and recurring payment solutions for enterprise clients and software platforms. Originally founded in 1998 as Payment Data Systems, Inc., the company evolved from a payment processing and ACH-focused provider into a broader fintech platform operator. In 2019, the company rebranded to Usio, Inc. to reflect its expanded strategy in integrated payments and prepaid financial services.