C
VersaBank VBNK
$15.79 $0.211.35% NASDAQ
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EPS (TTM)

10/31/2025 07/31/2025 04/30/2025 01/31/2025 10/31/2024
Total Cash And Short-Term Investments 415.10M 332.61M 246.33M 267.18M 161.66M
Total Receivables 5.26M 7.61M 5.94M 5.98M 7.69M
Inventory -- -- -- -- --
Prepaid Expenses 12.76M 11.40M 12.17M 11.83M 10.33M
Finance Division Loans and Leases Current -- -- -- -- --
Total Finance Division Other Current Assets -- -- -- -- --
Other Current Assets 16.71M 16.50M 15.62M 14.98M 15.63M
Total Current Assets 449.83M 368.12M 280.06M 299.97M 195.31M

Total Current Assets 449.83M 368.12M 280.06M 299.97M 195.31M
Net Property, Plant & Equipment 18.81M 19.29M 19.66M 19.12M 19.10M
Long-term Investments 8.78M 8.89M 8.90M 8.50M 8.83M
Goodwill 8.78M 8.89M 8.90M 8.50M 8.83M
Total Other Intangibles 7.54M 7.83M 8.08M 8.09M 8.65M
Finance Div Loans & Leases LT -- -- -- -- --
Total Finance Div Other LT Assets -- -- -- -- --
Total Other Assets 37.61M 36.68M 34.84M 33.71M 34.19M
Total Assets 4.14B 3.96B 3.65B 3.44B 3.47B

Total Accounts Payable 3.43B 3.35B 3.05B 2.86B 2.98B
Total Accrued Expenses 49.45M -- -- -- --
Short-term Debt 296.90K 305.60K 275.70K 608.70K --
Current Portion of Long-Term Debt/Capital Leases -- -- -- -- --
Finance Division Debt Current 436.00K -- -- -- --
Total Finance Division Other Current Liabilities 207.50M 144.37M 141.02M 134.08M 123.50M
Total Other Current Liabilities 207.50M 144.37M 141.02M 134.08M 123.50M
Total Current Liabilities 3.69B 3.50B 3.19B 2.99B 3.11B

Total Current Liabilities 3.69B 3.50B 3.19B 2.99B 3.11B
Long-Term Debt 73.87M 73.81M 73.70M 73.81M 73.56M
Short-term Debt 296.90K 305.60K 275.70K 608.70K --
Capital Leases 1.47M 2.07M 2.22M 1.97M 2.18M
Finance Division Debt Non Current -- -- -- -- --
Total Finance Division Other Non Current Liabilities -- -- -- -- --
Total Other Liabilities 3.59M 4.07M 4.41M 4.19M 4.46M
Total Liabilities 3.76B 3.58B 3.27B 3.07B 3.19B

Common Stock & APIC 234.33M 237.42M 240.51M 230.10M 156.51M
Retained Earnings 145.38M 144.81M 142.05M 130.29M 130.06M
Treasury Stock & Other 401.00K -612.00K -229.40K -208.70K -93.30K
Total Common Equity 380.11M 381.62M 382.33M 360.18M 286.48M

Preferred Stock Redeemable -- -- -- -- --
Preferred Stock Non Redeemable -- -- -- -- --
Preferred Stock Convertible -- -- -- -- --
Preferred Stock, Others -- -- -- -- --
Total Preferred Equity -- -- -- -- --

Total Common Equity 380.11M 381.62M 382.33M 360.18M 286.48M
Total Preferred Equity -- -- -- -- --
Total Minority Interest -- -- -- -- --
Total Equity 380.11M 381.62M 382.33M 360.18M 286.48M