Comparison - VBNK.TO - TSX

Weiss Ratings	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Reward Index	Good
Risk Index	Weak
Risk Grade	D+
Reward Grade	B

Rating Factors	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Dividend Index	Weak
Growth Index	Good
Efficiency Index	Good
Solvency Index	Excellent
Total Return Index	Fair
Volatility Index	Weak

Beta / Standard Deviation	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Beta	1.14

Price History	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
7-Day Total Return	24.79%
30-Day Total Return	-2.42%
60-Day Total Return	-6.49%
90-Day Total Return	-25.57%
Year to Date Total Return	-8.10%
1-Year Total Return	28.68%
2-Year Total Return	79.51%
3-Year Total Return	25.15%
5-Year Total Return	261.49%
52-Week High % Change	-43.07%
52-Week Low % Change	13.29%

Price	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
52-Week High Price	$25.75
52-Week Low Price	$12.94
52-Week Low Price (Date)	Jun 05, 2024
52-Week High Price (Date)	Nov 29, 2024

Valuation	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Market Cap	333.10M
Enterprise Value	--
Price/Earnings (TTM)	15.71
Earnings Per Share (TTM)	0.93
Earnings Per Share Growth	-26.15%
Price/Earnings To Growth	--
Price/Sales (TTM)	5.35
Price/Book (Q)	1.32
Enterprise Value/Revenue (TTM)	--
Price	$18.17
Enterprise Value/EBITDA (TTM)	--
Enterprise Value/EBIT	--
Market Cap Category	Small Cap

Dividends and Shares	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Shares Outstanding	29.06M
Dividend Yield	0.68%
Div. Per Share (Most Recent)	$0.03
Dividend Per Share (TTM)	$0.10
Payout Ratio (TTM)	9.95%
Dividend Per Share (Most Recent)	$0.03

Company Info	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Phone Number	519 645 1919
Address	140 Fullarton Street London, ON N6A 5P2
Website	www.versabank.com
Country	Canada
Year Founded	1979

Profitability	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Operating Margin (TTM)	44.65%
Profit Margin	32.10%

Management Effectiveness	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Return on Assets	--
Return on Equity	7.86%

Income Statement	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Revenue (TTM)	6.39M
Total Revenue (TTM)	79.67M
Revenue Per Share	$2.74
Gross Profit (TTM)	79.67M
EBITDA (TTM)	--
EBIT (TTM)	--
Net Income (TTM)	25.57M
Net Income Avl. to Common (TTM)	25.03M
Total Revenue Growth (Q YOY)	-12.13%
Earnings Growth (Q YOY)	-39.08%
EPS Diluted (TTM)	0.93
EPS Diluted Growth (Q YOY)	-44.54%

Balance Sheet	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Cash and Short-Term Inv. (Q)	267.18M
Cash Per Share (Q)	$9.19
Total Current Assets (Q)	299.97M
Total Preferred Equity (Q)	--
Total Equity (Q)	360.18M
Current Ratio (Q)	0.100
Book Value Per Share (Q)	$11.08
Total Assets (Q)	3.44B
Total Current Liabilities (Q)	2.99B
Total Debt (Q)	76.39M
Total Liabilities (Q)	3.07B
Total Common Equity (Q)	360.18M

Cash Flow	VBNK.TO - TSX	Click to Compare	Click to Compare	Click to Compare
Cash from Investing (TTM)	-33.60M
Cash from Financing (TTM)	364.73M
Net Change in Cash (TTM)	185.41M
Levered Free Cash Flow (TTM)	--
Cash from Operations (TTM)	-150.55M