Comparison - VEL - NYSE - Weiss Ratings

Weiss Ratings	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Rating	C
Reward Index	Fair
Risk Index	Fair
Risk Grade	C
Reward Grade	C-

Rating Factors	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Dividend Index	--
Growth Index	Fair
Efficiency Index	Fair
Solvency Index	Excellent
Total Return Index	Fair
Volatility Index	Fair

Beta / Standard Deviation	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Beta	0.93

Price History	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
7-Day Total Return	9.69%
30-Day Total Return	11.18%
60-Day Total Return	-0.73%
90-Day Total Return	6.22%
Year to Date Total Return	7.11%
1-Year Total Return	27.36%
2-Year Total Return	120.22%
3-Year Total Return	85.84%
5-Year Total Return	81.08%
52-Week High % Change	-9.45%
52-Week Low % Change	20.33%

Price	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
52-Week High Price	$20.85
52-Week Low Price	$15.69
52-Week Low Price (Date)	Apr 10, 2024
52-Week High Price (Date)	Dec 11, 2024

Valuation	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Market Cap	625.21M
Enterprise Value	--
Price/Earnings (TTM)	10.27
Earnings Per Share (TTM)	1.84
Earnings Per Share Growth	45.20%
Price/Earnings To Growth	0.23
Price/Sales (TTM)	4.18
Price/Book (Q)	1.29
Enterprise Value/Revenue (TTM)	--
Price	$20.48
Enterprise Value/EBITDA (TTM)	--
Enterprise Value/EBIT	--
Market Cap Category	Small Cap

Dividends and Shares	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Shares Outstanding	35.90M
Dividend Yield	--
Div. Per Share (Most Recent)	--
Dividend Per Share (TTM)	--
Payout Ratio (TTM)	--
Dividend Per Share (Most Recent)	--

Company Info	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Phone Number	818 532 3700
Address	30699 Russell Ranch Road Westlake Village, CA 91362
Website	www.velfinance.com
Country	United States
Year Founded	2004

Profitability	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Operating Margin (TTM)	53.41%
Profit Margin	40.17%

Management Effectiveness	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Return on Assets	--
Return on Equity	14.28%

Income Statement	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Revenue (TTM)	8.64M
Total Revenue (TTM)	162.24M
Revenue Per Share	$4.52
Gross Profit (TTM)	124.53M
EBITDA (TTM)	--
EBIT (TTM)	--
Net Income (TTM)	65.19M
Net Income Avl. to Common (TTM)	65.19M
Total Revenue Growth (Q YOY)	29.06%
Earnings Growth (Q YOY)	28.33%
EPS Diluted (TTM)	1.84
EPS Diluted Growth (Q YOY)	26.52%

Balance Sheet	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Cash and Short-Term Inv. (Q)	44.09M
Cash Per Share (Q)	$1.23
Total Current Assets (Q)	5.10B
Total Preferred Equity (Q)	--
Total Equity (Q)	487.69M
Current Ratio (Q)	8.851
Book Value Per Share (Q)	$14.64
Total Assets (Q)	5.20B
Total Current Liabilities (Q)	576.05M
Total Debt (Q)	4.57B
Total Liabilities (Q)	4.71B
Total Common Equity (Q)	484.64M

Cash Flow	VEL - NYSE	Click to Compare	Click to Compare	Click to Compare
Cash from Investing (TTM)	-912.96M
Cash from Financing (TTM)	902.48M
Net Change in Cash (TTM)	20.17M
Levered Free Cash Flow (TTM)	--
Cash from Operations (TTM)	30.64M