Woodsboro Bank WOBK

Company Overview

Woodsboro Bank, Inc. (OTCQX: WOBK) is the bank holding company for Woodsboro Bank, a community banking institution headquartered in Woodsboro, Maryland. The company operates primarily in the regional banking industry, providing traditional commercial banking and retail financial services to individuals, small businesses, agricultural customers, and local commercial clients. Its core revenue drivers include interest income from commercial and consumer lending, residential real estate lending, agricultural lending, and deposit-related banking services.

The company primarily serves customers in Frederick County, Maryland and surrounding regional markets. Woodsboro Bank’s positioning is centered on relationship-based community banking, localized decision-making, and long-standing ties to the regional economy. Publicly available information indicates the bank traces its origins to the late 19th century, evolving from a local community bank into a publicly traded holding company structure while maintaining a relatively concentrated geographic footprint.