X Financial XYF
NYSE
| 03/31/2026 | 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | |
|---|---|---|---|---|---|
| Revenue | 565.23M | 682.64M | 744.31M | 719.43M | 614.98M |
| Total Other Revenue | 399.99M | 379.13M | 347.94M | 319.90M | 299.53M |
| Total Revenue | 965.22M | 1.06B | 1.09B | 1.04B | 914.51M |
| Cost of Revenue | 332.66M | 328.70M | 308.66M | 285.05M | 278.11M |
| Gross Profit | 632.56M | 733.07M | 783.58M | 754.28M | 636.41M |
| SG&A Expenses | 64.68M | 61.79M | 44.22M | 36.05M | 31.22M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | -- | -- | -- | -- | -- |
| Total Operating Expenses | 397.34M | 390.49M | 352.89M | 321.09M | 309.33M |
| Operating Income | 567.88M | 671.28M | 739.36M | 718.24M | 605.18M |
| Income Before Tax | 180.13M | 243.23M | 311.97M | 308.43M | 289.81M |
| Income Tax Expenses | 34.71M | 40.31M | 63.51M | 66.32M | 63.36M |
| Earnings from Continuing Operations | 145.42 | 202.92 | 248.47 | 242.11 | 226.44 |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 145.42M | 202.92M | 248.47M | 242.11M | 226.44M |
| EBIT | 567.88M | 671.28M | 739.36M | 718.24M | 605.18M |
| EBITDA | 569.18M | 672.42M | 740.36M | 719.17M | 606.05M |
| EPS Basic | 21.41 | 29.55 | 35.16 | 32.90 | 29.47 |
| Normalized Basic EPS | 5.70 | 7.22 | 5.74 | 4.75 | 4.75 |
| EPS Diluted | 20.47 | 28.35 | 33.82 | 31.86 | 28.76 |
| Normalized Diluted EPS | 5.51 | 6.95 | 5.50 | 4.62 | 4.62 |
| Average Basic Shares Outstanding | 159.67M | 162.69M | 170.74M | 178.59M | 185.65M |
| Average Diluted Shares Outstanding | 27.50M | 28.18M | 29.57M | 30.71M | 31.73M |
| Dividend Per Share | 3.29 | 3.29 | 3.24 | 3.24 | 2.59 |
| Payout Ratio | -- | -- | -- | -- | -- |