LINCOLN NATIONAL LIFE INS CO
Major Rating Factors:
Fair profitability (4.1 on a scale of 0 to 10). Return on equity has been low, averaging 0.6%. Fair overall results on stability tests (4.0) including excessive premium growth. Good capitalization (5.7) based on good risk adjusted capital (severe loss scenario).
Other Rating Factors:
Good quality investment portfolio (6.0). Good Liquidity (5.1).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (42.8%), group annuities (21.6%), group health (13.4%), group life (3.8%), other (18.4%)
Licensed in:
All states except NY