National Exchange Bank and Trust
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 20.1. Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 1.7 has resulted in Excellent (8.1) profitability.
Other Rating Factors:
A current level of 1.0 percent of nonperforming loans to core capital combined with 7.9 percent from a year earlier contributes to the Excellent asset quality (7.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Securities (37%), comm re (24%), home mtgs (11%), comm loans (8%), cash (2%), home eq lns (2%), consumer loans (1%), other (15%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
NEB Corporation
Investment Rating
--
Address
130 South Main Street
Fond du Lac, WI 54935
Fond du Lac, WI 54935
Phone Number
(920) 921-7700
Year Founded
1933
FDIC Number
Website
Largest Affiliates
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