National Exchange Bank and Trust
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 18.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.4 has resulted in Good (6.8) profitability. A current level of 8.0 percent of nonperforming loans to core capital combined with 8.8 percent from a year earlier contributes to the Good asset quality (5.7).
Asset Mix:
Securities (36%), comm re (25%), home mtgs (8%), comm loans (7%), cash (5%), home eq lns (2%), consumer loans (1%), other (16%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
NEB Corporation
Investment Rating
--
Address
130 South Main Street
Fond du Lac, WI 54935
Fond du Lac, WI 54935
Phone Number
(920) 921-7700
Year Founded
1933
FDIC Number
Website
Largest Affiliates
No affiliate information available.