B
National Exchange Bank and Trust
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
20.06
Return On
Assets
1.67%
Total
Assets
2.89B
Capital
571.49M
Total
Deposits
2.26B
Net
Income
24.67M
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Weiss Ratings National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 8.10
Stability Index 7.00
Company Info National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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FDIC Number 10044
Phone Number (920) 921-7700
Website www.nebat.com
Asset Quality National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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1-Year Asset Growth 0.12%
5-Year Asset Growth 3.54%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.00%
Non-Performing Loans to Loans 0.39%
Balance Sheet National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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Total Assets 2.89B
Total Deposits 2.26B
Capital and Reserves National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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Capital 571.49M
Leverage Ratio 20.06
Loan Loss Reserves to Loans 2.98%
Risk-Based Capital Ratio --
Liquidity National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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Hot Money Ratio 7.28%
Liquidity Ratio 30.04%
Profitability National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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5-Year Return on Average Assets 1.28%
Net Income 24.67M
Net Interest Spread 3.82%
Operating Profit to Average Assets 2.16%
Overhead Efficiency Ratio 49.35%
Return on Assets 1.67%
Return on Equity 8.82%