B
National Exchange Bank and Trust
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
18.20
Return On
Assets
1.37%
Total
Assets
2.95B
Capital
506.02M
Total
Deposits
2.39B
Net
Income
10.12M
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Weiss Ratings National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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Rating B
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 6.80
Stability Index 10.00
Company Info National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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FDIC Number 10044
Phone Number (920) 921-7700
Website www.nebat.com
Asset Quality National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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1-Year Asset Growth 5.18%
5-Year Asset Growth 10.08%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 1.63%
Non-Performing Loans to Capital 8.01%
Non-Performing Loans to Loans 2.87%
Balance Sheet National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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Total Assets 2.95B
Total Deposits 2.39B
Capital and Reserves National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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Capital 506.02M
Leverage Ratio 18.20
Loan Loss Reserves to Loans 2.91%
Risk-Based Capital Ratio --
Liquidity National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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Hot Money Ratio 6.64%
Liquidity Ratio 30.93%
Profitability National Exchange Bank and Trust
Fond du Lac, WI 		Click to
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5-Year Return on Average Assets 1.12%
Net Income 10.12M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 49.05%
Return on Assets 1.37%
Return on Equity 8.14%