| Weiss Ratings |
American Trust & Savings Bank
Lowden, IA |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 5.00 | |||
| Company Info |
American Trust & Savings Bank
Lowden, IA |
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| FDIC Number | 10120 | |||
| Phone Number | (563) 941-5391 | |||
| Website | www.atsb-lowden.com | |||
| Asset Quality |
American Trust & Savings Bank
Lowden, IA |
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| 1-Year Asset Growth | -5.80% | |||
| 5-Year Asset Growth | -0.03% | |||
| 5-Year Charge-Offs to Average Loans | -0.09% | |||
| Charge-Offs to Average Loans | -1.01% | |||
| Non-Performing Assets to Assets | 1.81% | |||
| Non-Performing Loans to Capital | 10.07% | |||
| Non-Performing Loans to Loans | 9.82% | |||
| Balance Sheet |
American Trust & Savings Bank
Lowden, IA |
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| Total Assets | 30.37M | |||
| Total Deposits | 25.46M | |||
| Capital and Reserves |
American Trust & Savings Bank
Lowden, IA |
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| Capital | 3.78M | |||
| Leverage Ratio | 15.49 | |||
| Loan Loss Reserves to Loans | 6.50% | |||
| Risk-Based Capital Ratio | 44.15 | |||
| Liquidity |
American Trust & Savings Bank
Lowden, IA |
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| Hot Money Ratio | 18.47% | |||
| Liquidity Ratio | 72.33% | |||
| Profitability |
American Trust & Savings Bank
Lowden, IA |
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| 5-Year Return on Average Assets | -0.73% | |||
| Net Income | 12.00K | |||
| Net Interest Spread | 1.87% | |||
| Operating Profit to Average Assets | 0.05% | |||
| Overhead Efficiency Ratio | 99.52% | |||
| Return on Assets | 0.05% | |||
| Return on Equity | 0.46% | |||