| Weiss Ratings |
American Trust & Savings Bank
Lowden, IA |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 4.70 | |||
| Company Info |
American Trust & Savings Bank
Lowden, IA |
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| FDIC Number | 10120 | |||
| Phone Number | (563) 941-5391 | |||
| Website | www.atsb-lowden.com | |||
| Asset Quality |
American Trust & Savings Bank
Lowden, IA |
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| 1-Year Asset Growth | -7.34% | |||
| 5-Year Asset Growth | -2.56% | |||
| 5-Year Charge-Offs to Average Loans | -0.09% | |||
| Charge-Offs to Average Loans | -1.44% | |||
| Non-Performing Assets to Assets | 1.85% | |||
| Non-Performing Loans to Capital | 10.84% | |||
| Non-Performing Loans to Loans | 9.15% | |||
| Balance Sheet |
American Trust & Savings Bank
Lowden, IA |
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| Total Assets | 30.95M | |||
| Total Deposits | 26.07M | |||
| Capital and Reserves |
American Trust & Savings Bank
Lowden, IA |
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| Capital | 3.72M | |||
| Leverage Ratio | 15.20 | |||
| Loan Loss Reserves to Loans | 6.42% | |||
| Risk-Based Capital Ratio | 41.00 | |||
| Liquidity |
American Trust & Savings Bank
Lowden, IA |
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| Hot Money Ratio | 17.56% | |||
| Liquidity Ratio | 70.31% | |||
| Profitability |
American Trust & Savings Bank
Lowden, IA |
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| 5-Year Return on Average Assets | -0.73% | |||
| Net Income | -194.00K | |||
| Net Interest Spread | 1.86% | |||
| Operating Profit to Average Assets | -0.58% | |||
| Overhead Efficiency Ratio | 126.34% | |||
| Return on Assets | -0.57% | |||
| Return on Equity | -5.48% | |||