| Weiss Ratings |
American Trust & Savings Bank
Lowden, IA |
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| Rating | ||||
| Asset Quality Index | 3.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 4.90 | |||
| Company Info |
American Trust & Savings Bank
Lowden, IA |
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| FDIC Number | 10120 | |||
| Phone Number | (563) 941-5391 | |||
| Website | www.atsb-lowden.com | |||
| Asset Quality |
American Trust & Savings Bank
Lowden, IA |
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| 1-Year Asset Growth | -16.23% | |||
| 5-Year Asset Growth | -2.56% | |||
| 5-Year Charge-Offs to Average Loans | -0.30% | |||
| Charge-Offs to Average Loans | -0.07% | |||
| Non-Performing Assets to Assets | 6.12% | |||
| Non-Performing Loans to Capital | 33.12% | |||
| Non-Performing Loans to Loans | 30.07% | |||
| Balance Sheet |
American Trust & Savings Bank
Lowden, IA |
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| Total Assets | 27.85M | |||
| Total Deposits | 23.19M | |||
| Capital and Reserves |
American Trust & Savings Bank
Lowden, IA |
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| Capital | 3.49M | |||
| Leverage Ratio | 15.65 | |||
| Loan Loss Reserves to Loans | 7.14% | |||
| Risk-Based Capital Ratio | 41.23 | |||
| Liquidity |
American Trust & Savings Bank
Lowden, IA |
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| Hot Money Ratio | 22.57% | |||
| Liquidity Ratio | 68.62% | |||
| Profitability |
American Trust & Savings Bank
Lowden, IA |
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| 5-Year Return on Average Assets | -0.65% | |||
| Net Income | -148.00K | |||
| Net Interest Spread | 1.47% | |||
| Operating Profit to Average Assets | -0.95% | |||
| Overhead Efficiency Ratio | 164.63% | |||
| Return on Assets | -0.95% | |||
| Return on Equity | -8.26% | |||