Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 40.6 and a capital leverage ratio of 14.2. A current level of 10.5 percent of nonperforming loans to core capital combined with 17.7 percent from a year earlier contributes to the Good asset quality (6.2).
Asset Mix:
Securities (57%), cash (12%), comm loans (5%), consumer loans (2%), comm re (0%), other (24%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lowden Bancshares, Inc.
Investment Rating
--
Address
309 McKinley Avenue
Lowden, IA 52255
Lowden, IA 52255
Phone Number
(563) 941-5391
Year Founded
1913
FDIC Number
Website
Largest Affiliates
No affiliate information available.