Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 41.0 and a capital leverage ratio of 15.2. Good liquidity 6.0, driven by a liquidity ratio of 70.3 percent and a “hot money” ratio of 17.6 percent.
Asset Mix:
Securities (62%), cash (10%), comm loans (6%), consumer loans (3%), comm re (0%), other (18%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Lowden Bancshares, Inc.
Investment Rating
--
Address
309 McKinley Avenue
Lowden, IA 52255
Lowden, IA 52255
Phone Number
(563) 941-5391
Year Founded
1913
FDIC Number
Website
Largest Affiliates
No affiliate information available.