B
Builtwell Bank
Rating Date
October 2025
Risk Based
Capital Ratio
16.78
Leverage
Ratio
11.14
Return On
Assets
2.23%
Total
Assets
2.34B
Capital
315.10M
Total
Deposits
2.00B
Net
Income
34.36M
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Weiss Ratings Builtwell Bank
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 10.00
Stability Index 10.00
Company Info Builtwell Bank
Chattanooga, TN 		Click to
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FDIC Number 10307
Phone Number (423) 668-4509
Website www.builtwell.bank
Asset Quality Builtwell Bank
Chattanooga, TN 		Click to
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1-Year Asset Growth 23.66%
5-Year Asset Growth 18.08%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.43%
Non-Performing Loans to Loans 0.56%
Balance Sheet Builtwell Bank
Chattanooga, TN 		Click to
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Total Assets 2.34B
Total Deposits 2.00B
Capital and Reserves Builtwell Bank
Chattanooga, TN 		Click to
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Capital 315.10M
Leverage Ratio 11.14
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 16.78
Liquidity Builtwell Bank
Chattanooga, TN 		Click to
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Hot Money Ratio 20.13%
Liquidity Ratio 29.50%
Profitability Builtwell Bank
Chattanooga, TN 		Click to
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5-Year Return on Average Assets 1.70%
Net Income 34.36M
Net Interest Spread 5.38%
Operating Profit to Average Assets 2.95%
Overhead Efficiency Ratio 46.41%
Return on Assets 2.23%
Return on Equity 20.34%