B
Builtwell Bank
Rating Date
June 2026
Risk Based
Capital Ratio
13.88
Leverage
Ratio
9.13
Return On
Assets
2.05%
Total
Assets
2.30B
Capital
263.41M
Total
Deposits
2.02B
Net
Income
11.76M
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Weiss Ratings Builtwell Bank
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 6.10
Capitalization Index 7.20
Liquidity Index 3.20
Profitability Index 10.00
Stability Index 10.00
Company Info Builtwell Bank
Chattanooga, TN 		Click to
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FDIC Number 10307
Phone Number (423) 668-4509
Website www.builtwell.bank
Asset Quality Builtwell Bank
Chattanooga, TN 		Click to
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1-Year Asset Growth 19.03%
5-Year Asset Growth 18.69%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 3.06%
Non-Performing Loans to Loans 0.52%
Balance Sheet Builtwell Bank
Chattanooga, TN 		Click to
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Total Assets 2.30B
Total Deposits 2.02B
Capital and Reserves Builtwell Bank
Chattanooga, TN 		Click to
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Capital 263.41M
Leverage Ratio 9.13
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 13.88
Liquidity Builtwell Bank
Chattanooga, TN 		Click to
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Hot Money Ratio 18.78%
Liquidity Ratio 23.92%
Profitability Builtwell Bank
Chattanooga, TN 		Click to
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5-Year Return on Average Assets 1.97%
Net Income 11.76M
Net Interest Spread 4.71%
Operating Profit to Average Assets 2.67%
Overhead Efficiency Ratio 47.42%
Return on Assets 2.05%
Return on Equity 18.20%