B
Builtwell Bank
Rating Date
October 2025
Risk Based
Capital Ratio
14.16
Leverage
Ratio
9.09
Return On
Assets
2.07%
Total
Assets
1.95B
Capital
208.04M
Total
Deposits
1.72B
Net
Income
19.86M
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Weiss Ratings Builtwell Bank
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 5.70
Capitalization Index 7.10
Liquidity Index 3.70
Profitability Index 10.00
Stability Index 10.00
Company Info Builtwell Bank
Chattanooga, TN 		Click to
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FDIC Number 10307
Phone Number (423) 668-4509
Website www.builtwell.bank
Asset Quality Builtwell Bank
Chattanooga, TN 		Click to
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1-Year Asset Growth 6.34%
5-Year Asset Growth 18.08%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 4.90%
Non-Performing Loans to Loans 0.80%
Balance Sheet Builtwell Bank
Chattanooga, TN 		Click to
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Total Assets 1.95B
Total Deposits 1.72B
Capital and Reserves Builtwell Bank
Chattanooga, TN 		Click to
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Capital 208.04M
Leverage Ratio 9.09
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio 14.16
Liquidity Builtwell Bank
Chattanooga, TN 		Click to
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Hot Money Ratio 19.78%
Liquidity Ratio 30.92%
Profitability Builtwell Bank
Chattanooga, TN 		Click to
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5-Year Return on Average Assets 1.70%
Net Income 19.86M
Net Interest Spread 4.71%
Operating Profit to Average Assets 2.77%
Overhead Efficiency Ratio 47.34%
Return on Assets 2.07%
Return on Equity 19.17%