B
Builtwell Bank
Rating Date
March 2026
Risk Based
Capital Ratio
13.20
Leverage
Ratio
8.44
Return On
Assets
2.25%
Total
Assets
2.30B
Capital
253.26M
Total
Deposits
2.03B
Net
Income
47.78M
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Weiss Ratings Builtwell Bank
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 6.20
Capitalization Index 6.40
Liquidity Index 3.30
Profitability Index 10.00
Stability Index 10.00
Company Info Builtwell Bank
Chattanooga, TN 		Click to
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FDIC Number 10307
Phone Number (423) 668-4509
Website www.builtwell.bank
Asset Quality Builtwell Bank
Chattanooga, TN 		Click to
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1-Year Asset Growth 21.34%
5-Year Asset Growth 18.69%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 3.17%
Non-Performing Loans to Loans 0.49%
Balance Sheet Builtwell Bank
Chattanooga, TN 		Click to
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Total Assets 2.30B
Total Deposits 2.03B
Capital and Reserves Builtwell Bank
Chattanooga, TN 		Click to
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Capital 253.26M
Leverage Ratio 8.44
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 13.20
Liquidity Builtwell Bank
Chattanooga, TN 		Click to
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Hot Money Ratio 19.73%
Liquidity Ratio 26.21%
Profitability Builtwell Bank
Chattanooga, TN 		Click to
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5-Year Return on Average Assets 1.70%
Net Income 47.78M
Net Interest Spread 5.26%
Operating Profit to Average Assets 2.94%
Overhead Efficiency Ratio 46.15%
Return on Assets 2.25%
Return on Equity 19.91%