B
Builtwell Bank
Rating Date
June 2025
Risk Based
Capital Ratio
13.38
Leverage
Ratio
8.68
Return On
Assets
2.03%
Total
Assets
1.93B
Capital
197.61M
Total
Deposits
1.72B
Net
Income
9.67M
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Weiss Ratings Builtwell Bank
Chattanooga, TN 		Click to
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Rating B
Asset Quality Index 6.10
Capitalization Index 6.70
Liquidity Index 3.70
Profitability Index 10.00
Stability Index 10.00
Company Info Builtwell Bank
Chattanooga, TN 		Click to
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FDIC Number 10307
Phone Number (423) 668-4509
Website www.builtwell.bank
Asset Quality Builtwell Bank
Chattanooga, TN 		Click to
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1-Year Asset Growth 7.18%
5-Year Asset Growth 18.08%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 3.84%
Non-Performing Loans to Loans 0.70%
Balance Sheet Builtwell Bank
Chattanooga, TN 		Click to
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Total Assets 1.93B
Total Deposits 1.72B
Capital and Reserves Builtwell Bank
Chattanooga, TN 		Click to
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Capital 197.61M
Leverage Ratio 8.68
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio 13.38
Liquidity Builtwell Bank
Chattanooga, TN 		Click to
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Hot Money Ratio 18.81%
Liquidity Ratio 32.22%
Profitability Builtwell Bank
Chattanooga, TN 		Click to
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5-Year Return on Average Assets 1.70%
Net Income 9.67M
Net Interest Spread 4.66%
Operating Profit to Average Assets 2.71%
Overhead Efficiency Ratio 47.12%
Return on Assets 2.03%
Return on Equity 18.29%