Builtwell Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.8 and a capital leverage ratio of 11.1. Operating profits as a percentage of assets at 3.0%, coupled with a return on assets of 2.2 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10). A current level of 2.4 percent of nonperforming loans to core capital combined with 1.9 percent from a year earlier contributes to the Good asset quality (6.5).
Asset Mix:
Comm re (33%), cash (21%), home mtgs (10%), securities (7%), comm loans (4%), home eq lns (4%), consumer loans (1%), other (19%)
States with Branches:
GA, TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Builtwell Bancorp, Inc.
Investment Rating
--
Address
728 Broad Street
Chattanooga, TN 37402
Chattanooga, TN 37402
Phone Number
(423) 668-4509
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.