B
The Exchange Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Exchange Bank
Skiatook, OK
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Rating B
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 1.80
Stability Index 6.00
Company Info The Exchange Bank
Skiatook, OK
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FDIC Number 10672
Phone Number (918) 396-2345
Website www.exb-ok.com
Asset Quality The Exchange Bank
Skiatook, OK
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1-Year Asset Growth 3.36%
5-Year Asset Growth 7.85%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 1.40%
Non-Performing Loans to Capital 13.44%
Non-Performing Loans to Loans 3.60%
Balance Sheet The Exchange Bank
Skiatook, OK
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Total Assets 144.79M
Total Deposits 131.46M
Capital and Reserves The Exchange Bank
Skiatook, OK
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Capital 12.87M
Leverage Ratio 11.91
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio --
Liquidity The Exchange Bank
Skiatook, OK
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Hot Money Ratio 26.54%
Liquidity Ratio 44.65%
Profitability The Exchange Bank
Skiatook, OK
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5-Year Return on Average Assets 1.12%
Net Income 1.19M
Net Interest Spread 3.77%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 74.29%
Return on Assets 0.79%
Return on Equity 9.38%