B
The Exchange Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Exchange Bank
Skiatook, OK
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 4.50
Stability Index 5.40
Company Info The Exchange Bank
Skiatook, OK
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FDIC Number 10672
Phone Number (918) 396-2345
Website www.exb-ok.com
Asset Quality The Exchange Bank
Skiatook, OK
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1-Year Asset Growth 2.97%
5-Year Asset Growth 3.66%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Exchange Bank
Skiatook, OK
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Total Assets 158.38M
Total Deposits 142.32M
Capital and Reserves The Exchange Bank
Skiatook, OK
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Capital 15.67M
Leverage Ratio 12.10
Loan Loss Reserves to Loans 1.70%
Risk-Based Capital Ratio --
Liquidity The Exchange Bank
Skiatook, OK
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Hot Money Ratio 26.23%
Liquidity Ratio 48.84%
Profitability The Exchange Bank
Skiatook, OK
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5-Year Return on Average Assets 0.95%
Net Income 882.00K
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 69.78%
Return on Assets 1.09%
Return on Equity 11.50%