B
The Exchange Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Exchange Bank
Skiatook, OK
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Rating B
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 4.60
Stability Index 4.50
Company Info The Exchange Bank
Skiatook, OK
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FDIC Number 10672
Phone Number (918) 396-2345
Website www.exb-ok.com
Asset Quality The Exchange Bank
Skiatook, OK
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1-Year Asset Growth 4.25%
5-Year Asset Growth 7.85%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 12.41%
Non-Performing Loans to Loans 3.56%
Balance Sheet The Exchange Bank
Skiatook, OK
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Total Assets 152.11M
Total Deposits 138.30M
Capital and Reserves The Exchange Bank
Skiatook, OK
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Capital 13.35M
Leverage Ratio 11.38
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio --
Liquidity The Exchange Bank
Skiatook, OK
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Hot Money Ratio 26.31%
Liquidity Ratio 44.75%
Profitability The Exchange Bank
Skiatook, OK
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5-Year Return on Average Assets 1.01%
Net Income 416.00K
Net Interest Spread 3.96%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 68.62%
Return on Assets 1.06%
Return on Equity 12.69%