Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 13.4 percent of nonperforming loans to core capital combined with 18.6 percent from a year earlier contributes to the Good asset quality (5.2). Fair liquidity 4.0, driven by a liquidity ratio of 44.7 percent and a “hot money” ratio of 26.5 percent.
Asset Mix:
Securities (47%), comm re (12%), comm loans (10%), home mtgs (7%), cash (7%), consumer loans (1%), other (14%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Skiatook Bancshares, Inc.
Investment Rating
--
Address
300 West Rogers Boulevard
Skiatook, OK 74070
Skiatook, OK 74070
Phone Number
(918) 396-2345
Year Founded
1930
FDIC Number
Website
Largest Affiliates
No affiliate information available.