Grand Rivers Community Bank
Major Rating Factors:
A current level of 56.1 percent of nonperforming loans to core capital contributes to the Very Weak asset quality (0.1).
Other Rating Factors:
Weak liquidity 2.5, driven by a liquidity ratio of 23.5 percent and a “hot money” ratio of 15.4 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10).
Asset Mix:
Comm re (31%), comm loans (21%), cash (18%), consumer loans (7%), securities (7%), home mtgs (5%), other (12%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
DSS, Inc.
Investment Rating
--
Address
260 South Main Street
Grand Chain, IL 62941
Grand Chain, IL 62941
Phone Number
(618) 634-2208
Year Founded
1902
FDIC Number
Largest Affiliates
No affiliate information available.