Grand Rivers Community Bank
Major Rating Factors:
A current level of 113.1 percent of nonperforming loans to core capital combined with 92.7 percent from a year earlier contributes to the Very Weak asset quality (0.0).
Other Rating Factors:
Weak liquidity 2.4, driven by a liquidity ratio of 19.1 percent and a “hot money” ratio of 12.5 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Asset Mix:
Comm re (30%), comm loans (23%), cash (14%), securities (7%), home mtgs (5%), consumer loans (5%), other (16%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
DSS, Inc.
Investment Rating
--
Address
260 South Main Street
Grand Chain, IL 62941
Grand Chain, IL 62941
Phone Number
(618) 634-2208
Year Founded
1902
FDIC Number
Largest Affiliates
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