E
Grand Rivers Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
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Net
Income
Weiss Ratings Grand Rivers Community Bank
Grand Chain, IL
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Rating E
Asset Quality Index 0.10
Capitalization Index 7.00
Liquidity Index 2.50
Profitability Index 0.00
Stability Index 2.90
Company Info Grand Rivers Community Bank
Grand Chain, IL
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FDIC Number 10816
Phone Number (618) 634-2208
Website www.grandriverscommunitybank.com
Asset Quality Grand Rivers Community Bank
Grand Chain, IL
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1-Year Asset Growth -13.01%
5-Year Asset Growth -7.57%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 11.35%
Non-Performing Loans to Capital 93.63%
Non-Performing Loans to Loans 15.60%
Balance Sheet Grand Rivers Community Bank
Grand Chain, IL
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Total Assets 17.48M
Total Deposits 15.55M
Capital and Reserves Grand Rivers Community Bank
Grand Chain, IL
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Capital 1.57M
Leverage Ratio 9.02
Loan Loss Reserves to Loans 4.33%
Risk-Based Capital Ratio 12.66
Liquidity Grand Rivers Community Bank
Grand Chain, IL
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Hot Money Ratio 11.85%
Liquidity Ratio 20.20%
Profitability Grand Rivers Community Bank
Grand Chain, IL
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5-Year Return on Average Assets -2.42%
Net Income -285.00K
Net Interest Spread 4.20%
Operating Profit to Average Assets -2.10%
Overhead Efficiency Ratio 153.88%
Return on Assets -2.10%
Return on Equity -23.09%