E
Grand Rivers Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Grand Rivers Community Bank
Grand Chain, IL
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Rating E
Asset Quality Index 0.10
Capitalization Index 6.60
Liquidity Index 2.80
Profitability Index 0.00
Stability Index 2.90
Company Info Grand Rivers Community Bank
Grand Chain, IL
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FDIC Number 10816
Phone Number (618) 634-2208
Website www.grandriverscommunitybank.com
Asset Quality Grand Rivers Community Bank
Grand Chain, IL
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1-Year Asset Growth -16.67%
5-Year Asset Growth -7.57%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 9.46%
Non-Performing Loans to Capital 92.51%
Non-Performing Loans to Loans 13.87%
Balance Sheet Grand Rivers Community Bank
Grand Chain, IL
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Total Assets 17.56M
Total Deposits 15.59M
Capital and Reserves Grand Rivers Community Bank
Grand Chain, IL
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Capital 1.58M
Leverage Ratio 8.64
Loan Loss Reserves to Loans 4.59%
Risk-Based Capital Ratio 12.42
Liquidity Grand Rivers Community Bank
Grand Chain, IL
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Hot Money Ratio 9.58%
Liquidity Ratio 25.24%
Profitability Grand Rivers Community Bank
Grand Chain, IL
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5-Year Return on Average Assets -2.42%
Net Income -178.00K
Net Interest Spread 4.30%
Operating Profit to Average Assets -1.94%
Overhead Efficiency Ratio 154.06%
Return on Assets -1.94%
Return on Equity -21.15%