Murphy-Wall State Bank and Trust Company
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.0. A current level of 9.6 percent of nonperforming loans to core capital combined with 24.8 percent from a year earlier contributes to the Fair asset quality (4.9).
Other Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Fair (4.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10).
Asset Mix:
Home mtgs (22%), securities (21%), comm re (18%), cash (8%), comm loans (7%), consumer loans (3%), home eq lns (1%), other (20%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Murphy-Wall Bancorp, Inc.
Investment Rating
--
Address
105 East Water Street
Pinckneyville, IL 62274
Pinckneyville, IL 62274
Phone Number
(618) 357-5373
Year Founded
1874
FDIC Number
Website
Largest Affiliates
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