Murphy-Wall State Bank and Trust Company
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.5. A current level of 5.6 percent of nonperforming loans to core capital combined with 10.7 percent from a year earlier contributes to the Good asset quality (5.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.0 has resulted in Fair (4.8) profitability.
Asset Mix:
Securities (21%), home mtgs (21%), comm re (15%), cash (10%), comm loans (10%), consumer loans (2%), home eq lns (1%), other (21%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Murphy-Wall Bancorp, Inc.
Investment Rating
--
Address
105 East Water Street
Pinckneyville, IL 62274
Pinckneyville, IL 62274
Phone Number
(618) 357-5373
Year Founded
1874
FDIC Number
Website
Largest Affiliates
No affiliate information available.