Murphy-Wall State Bank and Trust Company
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.7) profitability. A current level of 20.8 percent of nonperforming loans to core capital combined with 9.3 percent from a year earlier contributes to the Fair asset quality (3.6).
Asset Mix:
Securities (22%), home mtgs (21%), comm re (16%), comm loans (10%), cash (8%), consumer loans (2%), home eq lns (1%), other (21%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Murphy-Wall Bancorp, Inc.
Investment Rating
--
Address
105 East Water Street
Pinckneyville, IL 62274
Pinckneyville, IL 62274
Phone Number
(618) 357-5373
Year Founded
1874
FDIC Number
Website
Largest Affiliates
No affiliate information available.