B
Murphy-Wall State Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.39
Return On
Assets
0.91%
Total
Assets
202.67M
Capital
21.55M
Total
Deposits
180.45M
Net
Income
1.36M
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Weiss Ratings Murphy-Wall State Bank and Trust Company
Pinckneyville, IL 		Click to
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Rating B
Asset Quality Index 3.60
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 4.70
Stability Index 5.60
Company Info Murphy-Wall State Bank and Trust Company
Pinckneyville, IL 		Click to
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FDIC Number 10860
Phone Number (618) 357-5373
Website www.murphywall.com
Asset Quality Murphy-Wall State Bank and Trust Company
Pinckneyville, IL 		Click to
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1-Year Asset Growth 13.29%
5-Year Asset Growth 8.14%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 2.47%
Non-Performing Loans to Capital 20.78%
Non-Performing Loans to Loans 3.77%
Balance Sheet Murphy-Wall State Bank and Trust Company
Pinckneyville, IL 		Click to
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Total Assets 202.67M
Total Deposits 180.45M
Capital and Reserves Murphy-Wall State Bank and Trust Company
Pinckneyville, IL 		Click to
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Capital 21.55M
Leverage Ratio 11.39
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity Murphy-Wall State Bank and Trust Company
Pinckneyville, IL 		Click to
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Hot Money Ratio 10.00%
Liquidity Ratio 15.59%
Profitability Murphy-Wall State Bank and Trust Company
Pinckneyville, IL 		Click to
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5-Year Return on Average Assets 0.77%
Net Income 1.36M
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 73.86%
Return on Assets 0.91%
Return on Equity 9.21%