B
American Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
16.33
Leverage
Ratio
11.28
Return On
Assets
1.33%
Total
Assets
2.25B
Capital
245.48M
Total
Deposits
1.95B
Net
Income
14.86M
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Weiss Ratings American Bank & Trust
Sioux Falls, SD 		Click to
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Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 6.50
Stability Index 6.30
Company Info American Bank & Trust
Sioux Falls, SD 		Click to
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FDIC Number 1117
Phone Number (605) 961-3911
Website www.abt.bank
Asset Quality American Bank & Trust
Sioux Falls, SD 		Click to
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1-Year Asset Growth 14.70%
5-Year Asset Growth 17.38%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.31%
Non-Performing Loans to Loans 0.54%
Balance Sheet American Bank & Trust
Sioux Falls, SD 		Click to
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Total Assets 2.25B
Total Deposits 1.95B
Capital and Reserves American Bank & Trust
Sioux Falls, SD 		Click to
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Capital 245.48M
Leverage Ratio 11.28
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 16.33
Liquidity American Bank & Trust
Sioux Falls, SD 		Click to
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Hot Money Ratio 25.53%
Liquidity Ratio 20.39%
Profitability American Bank & Trust
Sioux Falls, SD 		Click to
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5-Year Return on Average Assets 1.35%
Net Income 14.86M
Net Interest Spread 3.75%
Operating Profit to Average Assets 1.75%
Overhead Efficiency Ratio 53.98%
Return on Assets 1.33%
Return on Equity 12.48%