B
American Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Bank & Trust
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 6.10
Stability Index 5.70
Company Info American Bank & Trust
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 1117
Phone Number (605) 961-3911
Website www.abt.bank
Asset Quality American Bank & Trust
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 9.46%
5-Year Asset Growth 18.61%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 3.04%
Non-Performing Loans to Loans 0.40%
Balance Sheet American Bank & Trust
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.02B
Total Deposits 1.75B
Capital and Reserves American Bank & Trust
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 220.01M
Leverage Ratio 11.47
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 15.56
Liquidity American Bank & Trust
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.71%
Liquidity Ratio 18.31%
Profitability American Bank & Trust
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.44%
Net Income 17.50M
Net Interest Spread 3.68%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 55.84%
Return on Assets 1.18%
Return on Equity 13.42%