American Bank & Trust
Major Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Excellent asset quality (8.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.3 on a scale of 0 to 10) based on a risk-based capital ratio of 13.0 and a capital leverage ratio of 9.2. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.5) profitability.
Asset Mix:
Comm re (16%), securities (14%), comm loans (13%), cash (8%), home mtgs (5%), consumer loans (1%), home eq lns (1%), other (41%)
States with Branches:
MN, ND, SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Leackco Bank Holding Company, Inc.
Investment Rating
--
Address
6810 South Minnesota Avenue,
Sioux Falls, SD 57108
Sioux Falls, SD 57108
Phone Number
(605) 961-3911
Year Founded
1892
FDIC Number
Website
Largest Affiliates
No affiliate information available.