C
The Greenwood's State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The Greenwood's State Bank
Lake Mills, WI
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Rating C
Asset Quality Index 4.50
Capitalization Index 7.40
Liquidity Index 1.70
Profitability Index 2.00
Stability Index 4.80
Company Info The Greenwood's State Bank
Lake Mills, WI
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FDIC Number 11623
Phone Number (920) 648-2324
Website www.greenwoods.bank
Asset Quality The Greenwood's State Bank
Lake Mills, WI
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1-Year Asset Growth 27.21%
5-Year Asset Growth 20.87%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 4.89%
Non-Performing Loans to Loans 0.80%
Balance Sheet The Greenwood's State Bank
Lake Mills, WI
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Total Assets 742.50M
Total Deposits 646.42M
Capital and Reserves The Greenwood's State Bank
Lake Mills, WI
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Capital 71.27M
Leverage Ratio 9.24
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 11.95
Liquidity The Greenwood's State Bank
Lake Mills, WI
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Hot Money Ratio 12.91%
Liquidity Ratio 20.60%
Profitability The Greenwood's State Bank
Lake Mills, WI
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5-Year Return on Average Assets 0.92%
Net Income 413.00K
Net Interest Spread 3.68%
Operating Profit to Average Assets 0.07%
Overhead Efficiency Ratio 89.65%
Return on Assets 0.12%
Return on Equity 1.24%