The Greenwood's State Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10). A current level of 4.9 percent of nonperforming loans to core capital combined with 5.2 percent from a year earlier contributes to the Fair asset quality (4.5).
Other Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.0 and a capital leverage ratio of 9.2. Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (2.0) profitability.
Asset Mix:
Comm re (22%), cash (14%), comm loans (12%), home mtgs (12%), securities (5%), home eq lns (2%), consumer loans (0%), other (33%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greenwoods Financial Group, Inc.
Investment Rating
--
Address
365 West Tyranena Park Road
Lake Mills, WI 53551
Lake Mills, WI 53551
Phone Number
(920) 648-2324
Year Founded
1883
FDIC Number
Website
Largest Affiliates
No affiliate information available.