C
Ford County State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ford County State Bank
Spearville, KS
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Rating C
Asset Quality Index 8.60
Capitalization Index 9.10
Liquidity Index 3.80
Profitability Index 3.50
Stability Index 3.70
Company Info Ford County State Bank
Spearville, KS
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FDIC Number 12139
Phone Number (620) 385-2616
Website www.fordcountystatebank.com
Asset Quality Ford County State Bank
Spearville, KS
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1-Year Asset Growth 7.56%
5-Year Asset Growth 9.17%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 1.06%
Non-Performing Loans to Loans 0.00%
Balance Sheet Ford County State Bank
Spearville, KS
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Total Assets 60.72M
Total Deposits 48.29M
Capital and Reserves Ford County State Bank
Spearville, KS
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Capital 5.04M
Leverage Ratio 10.41
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity Ford County State Bank
Spearville, KS
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Hot Money Ratio 24.86%
Liquidity Ratio 12.43%
Profitability Ford County State Bank
Spearville, KS
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5-Year Return on Average Assets 0.38%
Net Income 299.00K
Net Interest Spread 2.93%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 68.55%
Return on Assets 0.67%
Return on Equity 8.76%