Ford County State Bank
Major Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) and a capital leverage ratio of 10.5. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.6).
Other Rating Factors:
Fair liquidity 3.8, driven by a liquidity ratio of 14.3 percent and a “hot money” ratio of 24.7 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10).
Asset Mix:
Securities (40%), comm loans (15%), comm re (4%), cash (3%), consumer loans (1%), home mtgs (1%), other (36%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
322 N Main Street
Spearville, KS 67876
Spearville, KS 67876
Phone Number
(620) 385-2616
Year Founded
1902
FDIC Number
Largest Affiliates
No affiliate information available.