Southwest Capital Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10). Good current capitalization (5.6 on a scale of 0 to 10) based on a risk-based capital ratio of 19.4 and a capital leverage ratio of 10.1.
Other Rating Factors:
Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Good (6.7) profitability. A current level of 1.6 percent of nonperforming loans to core capital combined with 15.6 percent from a year earlier contributes to the Good asset quality (6.7).
Asset Mix:
Securities (36%), comm re (24%), cash (22%), comm loans (8%), home mtgs (1%), other (9%)
States with Branches:
NM
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Las Vegas Bancorporation, Inc.
Investment Rating
--
Address
1410 Central Avenue, SW
Albuquerque, NM 87104
Albuquerque, NM 87104
Phone Number
(505) 243-1890
Year Founded
1890
FDIC Number
Website
Largest Affiliates
No affiliate information available.